May 08 Totals

0 - Credit cards
0 - Car
21495 - Student loans

21495 - Total Debt

1683 - Emergency Fund
9015 - 401K
101 - Roth IRA

10799 - Total Savings


Net Worth: -10694 (soon this will be positive and I will be so excited!!)

So, my EF went down the crapper since I went to Germany for work and did some shopping with our weak dollars. Then I bought tickets to go back to Europe next month! BUT at the same time, I am not going to feel bad about it. I work hard and I deserve this. And, I am still making progress on my debt reduction and long-term savings. And I still have some money in the EF in case of emergencies.

So I am happy!

April 08 Totals

0 - Credit cards
0 - Car
22925 - Student loans

22925 - Total Debt

2780 - Emergency Fund
8308 - 401K
50 - Roth IRA

11138 - Total Savings


Net Worth: -11787 (soon this will be positive and I will be so excited!!)

Made a lot of headway on the loans this month! We got our bonuses at work, which helped with that. I went to San Francisco which depleted my EF a bit, but I am not feeling too badly about that. I will still be getting a sizable refund from my federal income tax, as well as the stimulus payment, so that should help me build up a little more of a cushion!