September 08 Totals

1401 - Credit cards
0 - Car
18685 - Student loans

20086 - Total Debt

374 - Emergency Fund
11228 - 401K
273 - Roth IRA

11875 - Total Savings

Net Worth: -8211

Been spending too much lately. Falling behind on loan payoff and still have not paid off credit card! Need to impose discipline!

Making some extra money from selling crafts, which always gets busy during the holidays. Doing a little work as a guide on ChaCha, but that pays hardly anything. Need to beef up the EF and get that debt GONE!