June 2009 Totals

329 - Credit cards
0 - Car
9025 - Student loans

9354 - Total Debt

10 - Emergency Fund
15861 - 401K
781 - Roth IRA

16652 - Total Savings

Net Worth: 7298

I am in the home stretch, but it is getting so hard because I refuse to deny myself fun.

Still being frugal - basically never eating out unless a social interaction calls for it (e.g. it's part of seeing a group of friends that I want to see; my house isn't really fit for entertaining), barely shopping for groceries outside of my paid-for CSA share, taking lunch to work every single day. All of these things seem to revolve around food! But that really is a huge expenditure for many people.

May 09 Totals

629 - Credit cards
0 - Car
9942 - Student loans

10570 - Total Debt

10 - Emergency Fund
15599 - 401K
718 - Roth IRA

16317 - Total Savings

Net Worth: 5747

So, I'm still a little in the hole thanks to the Italy trip, but I am not worried about that! It's not unrecoverable, and July is a three-paycheck month. The trip was wonderful, and I am super glad that we went in May as we did, while things were touristy but not CRAZY! TOURISTY!

Oh, but it all felt worth it when we got bumped from our flight on the way there. For leaving just 4 hours later, we each got $500 in future travel, plus $12 for food in the airport. We got to Rome at 12:00 p.m. instead of 7:30 a.m. Hardly a hardship! I have been wanting to get bumped for so long!