Rich in Spirits

Net worth in the six figures!

Thursday, October 23, 2008

October 08 Totals

792 - Credit cards
0 - Car
18544 - Student loans

19336 - Total Debt

131 - Emergency Fund
8697 - 401K
284 - Roth IRA

9112 - Total Savings

Net Worth: -10224

So, investments down, but hacking away at the CC debt and excited about the prospect of making some extra money in the winter craft show season!

Sunday, October 05, 2008

Extra Money For Fast Googlers!

I'm always looking for ways to make extra money, and ChaCha is one of my most recent discoveries.

ChaCha allows users (anyone in the US - try it!) to send a question via text message to 242242 (ChaCha). ChaCha "Guides" are standing by on their PCs, 24/7/365, ready to find the answer.

To become a Guide, you sign up on their site, read some training material, and then complete a series of test searches, which will be evaluated over a period of a couple of days. Once accepted, you can sign in to Guide pretty much whenever you want, for as much time as you want! You can even fill out a profile describing your interests to increase the likelihood of getting questions that you're suited to answer.

Sound too good to be true? Well, honestly, you'd have to spend a LOT of time Guiding to pay your rent. Guides currently start out getting 10 cents per successfully completed question - so if you're speedy and can answer 50 questions an hour, that's only $5! However, incentives abound, from achieving a higher pay rate based on answering a high number of questions over time, or getting bonuses, either randomly awarded, or for completing a certain number of answers in a certain time frame.

All in all, it's not a bad way to make some extra cash - especially if you're watching TV or surfing the Net anyway. I've made enough so far for a tank of gas!